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Filed under: Etc., Safety

Iggy Pop car insurance bus ad

Unless you live in New Hampshire, here in the States, you’re required to have some form of car insurance covering your vehicle. The annual cost to insure a car depends on an array of factors ranging from the type of vehicle to where you live to your driving record. You undoubtedly know what you pay for insurance on an annual or monthly basis, but do you know how much you will end up paying over the course of your driving life? According to Insurance.com, the average person will spend $84,388.

What does ‘average’ mean in the context of this study? In this case, researchers assume that you first insure your own vehicle at 21 years old, get married at 27, insure two teenagers for a few years and then stop driving when you turn 75. That passage of time is filled with a variety of claims, including accidents and other incidents that get sent across your insurance agent’s desk.

Predictably, Insurance.com offers up a few suggestions for cutting your overall coverage expenses. Some are easier said than done (avoid traffic tickets) while others might actually be fun (defensive driving course). Check out the company’s press release for the full details after the jump.

[Source: Insurance.com | Image: Flickr/jcrakow via CC2.0]

Continue reading Study: Average lifetime car insurance costs estimated at $84,000

Study: Average lifetime car insurance costs estimated at $84,000 originally appeared on Autoblog on Fri, 11 Feb 2011 18:59:00 EST. Please see our terms for use of feeds.

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Filed under: Car Buying, Sedan, Kia

The 2011 Kia Optima doesn’t go on sale until sometime this Fall, but the configurator is now live on Kia.com. The new Optima brings Kia design to a whole new level, with a sleek coupe-like profile that should be backed up by some pretty impressive performance when equipped with the new 2.0-liter direct-injected turbo.

Kia hasn’t released official pricing yet for the new Optima, but in an odd move, it is listing estimated prices on the configurator. The base, 200-horsepower 2.4-liter LX model with a six-speed manual is listed at an affordable $18,495 (*sans destination charges, which are likely to add $695), while the least expensive model with the 274-hp 2.0T engine is the $23,895 EX. A maxed-out SX with the premium and technology packages comes in just shy of $30K, which actually strikes us as pretty reasonable based on what we’ve seen so far of the car. That means that the 2011 model is more expensive that the staid but surprisingly competent current model (which starts at $17,995), but we’re thinking the better-looking sheetmetal is worth it alone, not to mention all of the other equipment and material upgrades. Appreciate the tip, Matt!

Gallery: 2011 Kia Optima

[Source: Kia]

2011 Kia Optima configurator goes live with estimated pricing starting at $18,495* originally appeared on Autoblog on Wed, 28 Jul 2010 13:01:00 EST. Please see our terms for use of feeds.

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